brand-new-car-insurance

Brand New Car Insurance

Buying a brand new car is an exciting experience, and protecting it with the right insurance is essential. Brand New Car Insurance offers comprehensive protection against a variety of risks, ensuring peace of mind right from day one.

Why Is Insurance Necessary for New Cars?

As per the Motor Vehicles Act, 1988, it is mandatory to have at least a third-party car insurance policy before a car is driven on Indian roads. However, for brand new cars, it is advisable to opt for a comprehensive car insurance plan that not only fulfills legal requirements but also protects your vehicle from accidental damages, theft, fire, and natural calamities.

Key Benefits of Brand New Car Insurance

  • Comprehensive Coverage: Includes own-damage and third-party liabilities.
  • Zero Depreciation Cover: Ensures full claim without depreciation deductions.
  • Roadside Assistance: Get immediate help during breakdowns.
  • Engine Protection: Covers engine damage due to water ingress or oil leaks.
  • Cashless Repairs: Available at network garages across the country.

Add-Ons You Can Opt For

Enhance your policy with the following useful add-ons:

  • Engine & Gearbox Protection
  • Return to Invoice Cover
  • No Claim Bonus Protection
  • Tyre Protection Cover
  • Consumables Cover

How to Choose the Right Insurance for Your New Car?

When selecting insurance for your brand new car, consider the car’s make and model, usage pattern, local climate, and budget. Compare different plans from leading insurers to find the one offering the best coverage at a competitive premium. Always ensure the policy includes Zero Depreciation and Return to Invoice if you're looking for maximum protection.

Conclusion

Your new car deserves the best protection from day one. With a Brand New Car Insurance policy, you not only comply with legal mandates but also safeguard your prized possession against unexpected expenses. Opt for a comprehensive plan and enjoy worry-free driving with total protection on the road.

Contact Us

Your journey to peace of mind starts here!
brand-new-car-insurance

Brand New Car Insurance – Frequently Asked Questions

Yes, under the Motor Vehicles Act, 1988, it is mandatory to have at least a third-party car insurance policy before driving a new car on Indian roads.

A comprehensive car insurance policy is best for a new car. It covers third-party liabilities as well as own-damage, theft, fire, natural disasters, and man-made events.

Yes, you can add Zero Depreciation Cover to your comprehensive policy. It ensures you receive the full claim amount without any deduction for depreciation on parts.

Engine Protection is usually an add-on cover and not included by default. It is highly recommended for new cars, especially in flood-prone areas.

You should purchase car insurance before the vehicle is delivered. In most cases, the car dealer helps you with this process, but you are free to choose your insurer independently.